small business owner problems

What Holds Your Small Business Back?

There comes a point in every small business where they feel they are hitting a brick wall and feel like everything is working against them from growing. Small business owner problems can come in many forms – from rent or rate raising, supplier delays, lesser bank support where needed and a myriad of other forces that are holding up your time.

It can be hard to juggle everything, and previously we could all sit back and blame the pandemic and uncertainty in regards to things not happening as they should. Today, it may be something else completely. It could be too many plates being spun and your attention is all over the place, leading you to not focus on your customer service or fulfilling the necessary work behind the scenes that require more attention than you can spare.

It could be that you are more in need of help than you are willing to accept.


Many business owners fail to understand that their business may be stalling because of the way they manage their money or potentially drawing too much from the business. There are many instances where a business owner believes they can put what they like through their business – but in reality, they may still be draining cash from the business that is required for wages and supplier payments.

Some business owners left to do their finances do not realise the effect of taking too much out of the business has on its potential for business growth. When it comes time to balance the books by themselves it suddenly becomes a stressful exercise where the business is going to suffer – especially as you take time away to focus on arranging all your various paperwork.

Chasing Invoices

Nothing is worse than chasing late invoices from clients, and even worse when people are chasing invoices sent to you. Nothing makes your business start to feel sluggish in its operation than the dark clouds of pending invoices hanging over your business.

By working with bookkeeping services in Manchester you find a better focus on where and when invoices need to be chased and paid, giving peace of mind to this area of operations. They are also able to keep full logging of all expenses and company accounts, such as credit cards, to keep the company up to date or strategies on what a smart financial strategy would be.

Financial Review

Small business owner problems can come in many forms. Business owners have so much to do and thin over on a day to day basis that it can be impossible to keep up with what is happening with the business, which is why outsourced help is often required for a business to grow.

To get a better insight into what is happening month by month, bookkeeping services becomes a business owner’s best friend when the owner is willing to gain a helping hand.

A bookkeeper will work with an owner to review how much is being spent on overheads, how much profit is being made and if it covers the costs that are running through the company – as well as help them financially strategize the path ahead towards growing the business.

For bookkeeping services in Manchester, contact the team at Pebbles Bookkeeping today.

Don't just take our word for it...

Sarah Rekia, Site Welfare

“In bringing Pebbles onboard, it has made me wonder why we decided to try and do our own bookkeeping at all. Pebbles came in and sorted 18 months worth of mess we had unwittingly created, and we cannot be more grateful. I wish I had been told about them years ago and I hope every business out there struggling would give them a call to fully see the benefits they are missing out on.”

Sam Phillips, Sam Phillips Builders

“Sean and the team at Pebbles provide bookkeeping services and do everything from processing invoices to payroll and then final accounts to trial balance.  They have put processes and systems in place that have helped the company track our projects and see if they are profitable and to help us generate better profitability and cash flow.  I highly recommend Pebbles Bookkeeping and often pass their details onto my contacts.”

Steve Tanswell, Manchester Facades

I changed book-keepers around a year ago because of a disagreement.  I employed Diane of Pebbles and having been with the same firm for 10 years, I was amazed by how easy working with Diane was.  Not only did the change save me money but also saved me time.  Utilising new technologies (to me) have massively improved the amount of money I can claim back in VAT and has made the whole process speedier and well as easier.  Even when Diane is chasing me for information she does in a friendly professional manner.  I’m thrilled to be working with her and would recommend her to anyone.

Anne-Marie Armstrong, Amberry Marketing

I just wanted to thank you both for the help you’ve given me thus far in setting up my new cloud-based bookkeeping system ‘Clearbooks’.

Having used Microsoft Excel for more years than I care to admit, I had more than a few reservations when considering changing the way I managed my books, yet understood that I had to make the change sooner or later.

After an intense training session with Sean, (where I probably asked 101 questions), my fears quickly dissipated and I can honestly say that although it’s likely to take me a little while to really get to grips with the new interface, I’ve no doubt that this simple system will save me so much time and hassle in future.

And less time spent doing my books, almost certainly means more time with the family and an end to rushing around like a mad woman at quarter-end!

Thanks again and I’m looking forward to working with you again soon.

Wayne Dinning, Managing Director, SD Waste Paper Limited

Diane has been providing her services to my company for approximately 6 months now and I can honestly say that due to her assistance, my company is running a lot more smoothly than it has at any time over the previous 30 years that it has existed.

I would just like to say that I would recommend her services to any business, whatever the size, as I can only see that her services would be beneficial to any company that may choose to employ her services.