small business owner problems

What Holds Your Small Business Back?

There comes a point in every small business where they feel they are hitting a brick wall and feel like everything is working against them from growing. Small business owner problems can come in many forms – from rent or rate raising, supplier delays, lesser bank support where needed and a myriad of other forces that are holding up your time.

It can be hard to juggle everything, and previously we could all sit back and blame the pandemic and uncertainty in regards to things not happening as they should. Today, it may be something else completely. It could be too many plates being spun and your attention is all over the place, leading you to not focus on your customer service or fulfilling the necessary work behind the scenes that require more attention than you can spare.

It could be that you are more in need of help than you are willing to accept.


Many business owners fail to understand that their business may be stalling because of the way they manage their money or potentially drawing too much from the business. There are many instances where a business owner believes they can put what they like through their business – but in reality, they may still be draining cash from the business that is required for wages and supplier payments.

Some business owners left to do their finances do not realise the effect of taking too much out of the business has on its potential for business growth. When it comes time to balance the books by themselves it suddenly becomes a stressful exercise where the business is going to suffer – especially as you take time away to focus on arranging all your various paperwork.

Chasing Invoices

Nothing is worse than chasing late invoices from clients, and even worse when people are chasing invoices sent to you. Nothing makes your business start to feel sluggish in its operation than the dark clouds of pending invoices hanging over your business.

By working with bookkeeping services in Manchester you find a better focus on where and when invoices need to be chased and paid, giving peace of mind to this area of operations. They are also able to keep full logging of all expenses and company accounts, such as credit cards, to keep the company up to date or strategies on what a smart financial strategy would be.

Financial Review

Small business owner problems can come in many forms. Business owners have so much to do and thin over on a day to day basis that it can be impossible to keep up with what is happening with the business, which is why outsourced help is often required for a business to grow.

To get a better insight into what is happening month by month, bookkeeping services becomes a business owner’s best friend when the owner is willing to gain a helping hand.

A bookkeeper will work with an owner to review how much is being spent on overheads, how much profit is being made and if it covers the costs that are running through the company – as well as help them financially strategize the path ahead towards growing the business.

For bookkeeping services in Manchester, contact the team at Pebbles Bookkeeping today.

Don't just take our word for it...

Sam Phillips, Sam Phillips Builders

“Sean and the team at Pebbles provide bookkeeping services and do everything from processing invoices to payroll and then final accounts to trial balance.  They have put processes and systems in place that have helped the company track our projects and see if they are profitable and to help us generate better profitability and cash flow.  I highly recommend Pebbles Bookkeeping and often pass their details onto my contacts.”

Anne-Marie Armstrong, Amberry Marketing

I just wanted to thank you both for the help you’ve given me thus far in setting up my new cloud-based bookkeeping system ‘Clearbooks’.

Having used Microsoft Excel for more years than I care to admit, I had more than a few reservations when considering changing the way I managed my books, yet understood that I had to make the change sooner or later.

After an intense training session with Sean, (where I probably asked 101 questions), my fears quickly dissipated and I can honestly say that although it’s likely to take me a little while to really get to grips with the new interface, I’ve no doubt that this simple system will save me so much time and hassle in future.

And less time spent doing my books, almost certainly means more time with the family and an end to rushing around like a mad woman at quarter-end!

Thanks again and I’m looking forward to working with you again soon.

Robert Flinn, Director, The Drawing Room

“Pebbles have provided professional and personal approach to all our accounts needs from processing invoices to management accounts. Based in-house they have become a valuable asset to the business and have given us a more strategic and analytical approach to our finances.”


TecCre8 Ltd

“We began to relinquish our bookkeeping tasks to Pebbles Bookkeeping in September 2020, following our meeting with Diane Huxley to discuss our requirements. We signed up with Diane immediately. We have all built a quick rapport with Diane and it’s good to know that we have her support and expertise at the other end of the phone.

Pebbles Bookkeeping is a perfect fit for our company and liaises seamlessly with our accountant. It is our pleasure to work alongside them.”

James Balderstone, Lucid Networks

Pebbles Bookkeeping took over our bookkeeping when a full-time member of staff left the business.  Our accounts are relatively complex for a business our size because of the number of different suppliers and products we deal with, but Pebbles were able to get quickly up to speed.  We have significantly reduced our costs spent on bookkeeping activity as a result. They have also helped us move to a new accounting system (Xero), which we are already seeing the benefit of, and we’re looking forward to working with Pebbles in the future to automate more of our back-office processes.