only pay for what you need

Are You Paying for What You Need?

Only pay for what you need! As a business owner, how often do you dedicate your time to reviewing the costs associated with your business running? If the answer is hardly at all, how do you even know if everything you are paying for is of use or provides a use?

When it comes to bookkeeping, you are not just recording transactions – you are reviewing your costs in the business to see what is necessary for your expenditure. The results are often quite surprising as to what costs are not required.


When you set up a business, you will no doubt sign up for a lot of software tools that you think you need and have somehow gotten by without even using them.

Even though you don’t use it, the costs associated with it never fail to leave your accounts so regularly that you may even no longer notice it happens to your bank or credit card. When we get some software packages, we are quick to forget about them if they become complicated and equally forget about that expense leaving our account. When you calculate the monthly amount that these packages take from you it may not seem much on a month by month basis but could be somewhere in the region of £200 over a year. Surely that is money better saved than lost.


You may have signed up for some marketing packages a long time ago that no longer are valid or up to date for your brand.

It could simply be a case of forgetting about it completely and just something you plan on getting around to later – but that is a cost that is still going out. On the other side, you may be paying for services to a marketing firm for aspects that you are not utilising at this point, which is money that could be poured into something more beneficial instead of being poured down the drain.

Explore what your full marketing costs are and what is included in the package, as you may be paying for extras that you don’t require or never will.

Reviewing Cashflow

Running your business is about managing your cash flow smartly, and with a better understanding and experience of what is going on behind the scenes financially with your business, those lost costs can be put towards something much more beneficial for your company.

Those costs could be better spent towards outsourced bookkeeping services in Manchester which will enable you to keep on top of your finances and have more regular reports to help identify costs that are not needed in the business.

Contact the team at Pebbles Bookkeeping for professional small business bookkeeping solutions designed to save you money instead of losing it. Only pay for what you need!

Don't just take our word for it...

TecCre8 Ltd

“We began to relinquish our bookkeeping tasks to Pebbles Bookkeeping in September 2020, following our meeting with Diane Huxley to discuss our requirements. We signed up with Diane immediately. We have all built a quick rapport with Diane and it’s good to know that we have her support and expertise at the other end of the phone.

Pebbles Bookkeeping is a perfect fit for our company and liaises seamlessly with our accountant. It is our pleasure to work alongside them.”

Mark Gray, Taylor Made Finance Ltd

“Pebbles Bookkeeping have been doing our bookkeeping for the past 2 years. Our Accountant recommended them to us and they are very professional, approachable and knowledgeble in the work they do. We send them our paperwork electronically and manually and they process it all efficiently in a timely manner.

I would not hesitate to recommend Sean and the team at Pebbles Bookkeeping – they do a fantastic job.”
Sam Phillips, Sam Phillips Builders

“Sean and the team at Pebbles provide bookkeeping services and do everything from processing invoices to payroll and then final accounts to trial balance.  They have put processes and systems in place that have helped the company track our projects and see if they are profitable and to help us generate better profitability and cash flow.  I highly recommend Pebbles Bookkeeping and often pass their details onto my contacts.”

Lisa Heggie, The Gunnery

A massive thank you to Diane at Pebbles Bookkeeping & HR. You took the huge stress away from where do I start, with employee policies etc. You have created us a great, informative employee handbook, covering all necessary policies and risk assessments in a matter of no time and from the other side of the world too. I will definitely be in touch for any future help our company needs.

Steve Tanswell, Manchester Facades

I changed book-keepers around a year ago because of a disagreement.  I employed Diane of Pebbles and having been with the same firm for 10 years, I was amazed by how easy working with Diane was.  Not only did the change save me money but also saved me time.  Utilising new technologies (to me) have massively improved the amount of money I can claim back in VAT and has made the whole process speedier and well as easier.  Even when Diane is chasing me for information she does in a friendly professional manner.  I’m thrilled to be working with her and would recommend her to anyone.