only pay for what you need

Are You Paying for What You Need?

Only pay for what you need! As a business owner, how often do you dedicate your time to reviewing the costs associated with your business running? If the answer is hardly at all, how do you even know if everything you are paying for is of use or provides a use?

When it comes to bookkeeping, you are not just recording transactions – you are reviewing your costs in the business to see what is necessary for your expenditure. The results are often quite surprising as to what costs are not required.


When you set up a business, you will no doubt sign up for a lot of software tools that you think you need and have somehow gotten by without even using them.

Even though you don’t use it, the costs associated with it never fail to leave your accounts so regularly that you may even no longer notice it happens to your bank or credit card. When we get some software packages, we are quick to forget about them if they become complicated and equally forget about that expense leaving our account. When you calculate the monthly amount that these packages take from you it may not seem much on a month by month basis but could be somewhere in the region of £200 over a year. Surely that is money better saved than lost.


You may have signed up for some marketing packages a long time ago that no longer are valid or up to date for your brand.

It could simply be a case of forgetting about it completely and just something you plan on getting around to later – but that is a cost that is still going out. On the other side, you may be paying for services to a marketing firm for aspects that you are not utilising at this point, which is money that could be poured into something more beneficial instead of being poured down the drain.

Explore what your full marketing costs are and what is included in the package, as you may be paying for extras that you don’t require or never will.

Reviewing Cashflow

Running your business is about managing your cash flow smartly, and with a better understanding and experience of what is going on behind the scenes financially with your business, those lost costs can be put towards something much more beneficial for your company.

Those costs could be better spent towards outsourced bookkeeping services in Manchester which will enable you to keep on top of your finances and have more regular reports to help identify costs that are not needed in the business.

Contact the team at Pebbles Bookkeeping for professional small business bookkeeping solutions designed to save you money instead of losing it. Only pay for what you need!

Don't just take our word for it...

Mark Gray, Taylor Made Finance Ltd

“Pebbles Bookkeeping have been doing our bookkeeping for the past 2 years. Our Accountant recommended them to us and they are very professional, approachable and knowledgeble in the work they do. We send them our paperwork electronically and manually and they process it all efficiently in a timely manner.

I would not hesitate to recommend Sean and the team at Pebbles Bookkeeping – they do a fantastic job.”
Wayne Dinning, Managing Director, SD Waste Paper Limited

Diane has been providing her services to my company for approximately 6 months now and I can honestly say that due to her assistance, my company is running a lot more smoothly than it has at any time over the previous 30 years that it has existed.

I would just like to say that I would recommend her services to any business, whatever the size, as I can only see that her services would be beneficial to any company that may choose to employ her services.

Anne-Marie Armstrong, Amberry Marketing

I just wanted to thank you both for the help you’ve given me thus far in setting up my new cloud-based bookkeeping system ‘Clearbooks’.

Having used Microsoft Excel for more years than I care to admit, I had more than a few reservations when considering changing the way I managed my books, yet understood that I had to make the change sooner or later.

After an intense training session with Sean, (where I probably asked 101 questions), my fears quickly dissipated and I can honestly say that although it’s likely to take me a little while to really get to grips with the new interface, I’ve no doubt that this simple system will save me so much time and hassle in future.

And less time spent doing my books, almost certainly means more time with the family and an end to rushing around like a mad woman at quarter-end!

Thanks again and I’m looking forward to working with you again soon.

Sam Phillips, Sam Phillips Builders

“Sean and the team at Pebbles provide bookkeeping services and do everything from processing invoices to payroll and then final accounts to trial balance.  They have put processes and systems in place that have helped the company track our projects and see if they are profitable and to help us generate better profitability and cash flow.  I highly recommend Pebbles Bookkeeping and often pass their details onto my contacts.”

Nick Aldrich, Only The Brave

Only The Brave have used Pebbles Bookkeeping for a few years now and we treat them instinctively like an integral department of our business.

I have worked with Sean for over two decades in my previous businesses and when Sean and Diane went on their own it was a no brainer to get them involved with our day to day accounting.

Pebbles manage our bookkeeping, expenses, credit control and PAYE and have a keen eye for detail and help us spot important financial matters before they become issues.

Their integrity and honesty are unquestionable and as a result, Pebbles are an asset to our business and will continue to work with us for many years to come.